March 2020

Good Morning

Welcome to the March edition of your FID (Financial Independence & Dignity) email. As I am sure you are aware, the last few days of February & start of March have been particularly testing for investors given the market volatility. But they have only been testing to investors who have no plan.

As clients of Fortress Financial Planning know, there are a small number of financial levers that you can affect that will ultimately lead to your financial independence and dignity and given the recent market turmoil, investing appropriately with your goals in mind, while taking an evidence based approach are key to any success.

We know that we cannot guarantee you the best return every year* but we are confident, given our evidence based approach, that we can help you achieve better returns than your neighbours over the long term of your financial life. I saw something similar to the below graph in the NY Times, so we have put together one for Euro investors and it puts some perspective on the recent past.
*if someone promises you this.... run as fast as you have every run before. Your families financial future depends on it. 

The idea behind this mail is that it should be easy to read & help to frame your thought process & habits, when it comes to your financial future. We fully believe that in conjunction with working with a financial planner, that this will allow you to get closer to that point of Financial Independence & Dignity every day. Anyway I digress, this month we have been reading to the following which is in line with our beliefs. I hope they speak for themselves through this period of concern;

We would be delighted if you wanted to share this with family, friends or colleagues. Also we know that this might not be for you & if not then no problem, just unsubscribe below. You know where we are if you ever want a coffee and chat on us.