Working with clients over the last number of years I have come to believe that "will I be ok?" is one overriding financial question the majority of clients have.
As people, we are wired to look for the best investment, and the financial services industry is geared up to tell us what we want to hear, but both these obstacles allow us to lose sight of what financial planning is all about. I believe that the best return on investment that one can achieve is the ability to do what you want, when you want, for as long as you want through a thirty plus year retirement.
The idea of being able to wake up one morning and know that you can live your life, on your own terms, from that point on seems like the ultimate of all financial goals. Independence doesn’t mean you stop working. It means you only do the work you like, with people you like, at the times you like for as long as you like.
I know, I know a lot of likes for a Monday morning!!!